BILL Pay By Card

Yes! To pay vendors with your credit card, BILL processes your credit card payment and then we pay your vendors by ACH payment or check (depending on how they are set up in our system). So vendors receive their payments by ACH or check but you get to pay by credit card, earning credit card rewards and deferring payments to better manage your cash flow.

If your existing vendor is set up to receive ACH payments, in most cases, funds will be deposited the next business day after your card has been processed. For vendors that have just signed up to receive ACH payments, it can take up to 5 business days to receive the first payment.

Check vendors will generally receive payments within 5 - 7 business days, depending on USPS mail delivery speed.

When you make a payment with your credit card, you’ll see the estimated date that the payment will be received by your vendor. We suggest scheduling with plenty of time for the payment to arrive in order to avoid late payments.

No. We don't charge your vendor additional fees for receiving Pay By Card payments. You pay an industry-standard 2.9% fee for each transaction.

You can pay vendors by credit card with BILL Pay By Card, whether they accept card payments or not. BILL processes the payment with your card, and then issues the payment to your vendor via ACH payment or check, depending on how you’ve set the vendor up.

Any U.S. credit or debit card may be used for BILL card payments, except prepaid cards, or gift cards (which are not supported at this time).