BILL Pay By Card

Earn card rewards and better manage cash flow

Now you can pay vendors by credit card—even if they don’t typically accept cards.

Get Started

Easy to get started. Easy to use.

Jump in and start reaping the rewards.

How Pay By Card works

  • Decide which bill(s) you want to pay by card.

  • Add your Mastercard, Visa, American Express, or Discover card.

  • Make a card payment with your added credit or debit card, whether the vendor accepts credit card payments or not!

  • BILL will charge your card for the payment (plus an industry-standard 2.9% transaction fee) and then pay your vendor via ACH, check, or virtual card depending on how they are set up in BILL

Paying by credit card can cost less than you think. And offers more than you know.

Pay By Card

Savings estimator

This calculator shows you how to offset credit card processing fees with tax benefits, cash back rewards, and early pay discounts. When you do the math, the benefits of making credit card payments could outweigh the costs.

Use BILL Pay By Card to keep more cash on hand, make faster payments, and rack up credit card rewards—all while paying less than you imagined.1

Fill out the fields to calculate your savings

Total: $5,800.00

Total: $4,000.00

Total: $1,624.00

Total: $0.00

Potential savings:


Streamline your payments and workflow

Increase your efficiency and save time when you automate your payables process, from capturing invoices to streamlining approvals.

Freedom to pay how you want

Whether you're paying vendors via credit card, ACH, check, or international wire, BILL is your central business payments hub. Your payments, all in one place.

Discover why millions of businesses and top accounting firms use BILL

Frequently Asked Questions